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where the finance bros at i wanna talk roth iras
after much deliberation i have decided to increase my 401k roth contribution from 12% to 18%. nvm before i pressed send on this i convinced myself to go for 20% because i was being a cuck

going forward i'm gonna be less conservative with my savings acc, it's just the medium for transactions and should be kept to a pretty low level. the other day i had to move 8k out and i should probably still move more to investments