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“your 401k match is annually deposited, discretionary each year, slowly vested, and has a ceiling at both the percentage and absolute contribution”
still tho ofc the move is to contribute the IRS max for more free roth
okay i said fuck it and sent my contribution percentage to 30%. that’ll hit the limit in a normal year more that 23.5k but accounting will just redirect that to me when i hit the limit. the benefit of doing 30 rather than 25 (which would already be sufficient) is that i can play catch-up this year
i still need to emergency fund plan bc i’m running really low. playing aggressive has kinda worked so far luckily but there’s no need for the risk
i’m not gonna bother with position consolidation at this moment, especially since my recurrent investments are mostly all in the same place, and are roughly appropriate to my glide path