i think about this post frequently. there’s a lot to say about it, but one is that sometimes when people say “credible exit” it feels like when states tell citizens “if you don’t like our laws you can leave”
bsky.app/profile/pfra...
it’s just depressing when i hear the phrase now. and i suppose it was never cheery, like the implication was always that you’d have a reason to want to exit, you’d be escaping something undesirable. but now it’s like “this is our highest aspiration and even though we’re doing ‘future adversary’
it depends on how serious i am about attempting early retirement but the upshot is i should probably be erring much more on the side of traditional over roth, and likely just going for minimum employer match and dumping the rest to standard brokerage account